Leasing
For a business plan, check the price excluding VAT, down payment, term and final payment. Also review the interest rate, arrangement fee and total amount payable.
The monthly payment is a start. Check the full picture.
See how the down payment, term and final payment affect the calculation. Check the indicative monthly payment together with all the plan's assumptions.
Calculate an indicative payment
At the end of the contract you choose
- Return the car
- Buy it out
- Extend
One payment. Several important assumptions.
A lower monthly payment does not tell you the total you will pay. Check the price, down payment, number of instalments and final payment. The calculator shows them together to help you assess the option.
Understand the payment structure
Product availability and parameter ranges come from the plans shown in the calculator. Final terms must be confirmed by the finance provider.
Car loan
For a private customer plan, the starting point is the price including VAT. Check the number of instalments, down payment, interest rate and total payments shown for your selected parameters.
Car subscription
Pay attention to the residual value in the calculation. Agree the end-of-contract terms, any mileage limit and included services separately before deciding.
Compare more than the monthly amount
Review the same points every time you change an option. This makes the differences between calculations clear.
- Who is the plan for?
- Check the customer type and whether prices include or exclude VAT. A business plan is not a quote for a private customer.
- How much do you pay at the start and end?
- Assess the down payment and residual value alongside the monthly payment. Changing one amount can change the others.
- What are the costs and assumptions?
- Read the nominal annual interest rate, arrangement fee, term and calculation version. Compare cars using the same parameters.
- What is the total amount payable?
- Check the sum of the down payment, instalments and final payment. Note how the arrangement fee is included in the calculation shown.
Questions about the calculation
The calculator helps you prepare for a conversation. It does not replace confirmation of the terms.
Is the result a financing approval?
No. It is an indicative calculation based on the selected plan. Availability and final terms depend on the customer's details and the finance provider's decision.
Why does a lower payment not always mean a lower cost?
The term, down payment and final payment all affect the monthly payment. Compare it with the total amount payable and the other terms.
What if no plan is available?
Send an enquiry about the car and financing. A missing calculator result means we cannot display a suitable option for these details.
Didn't find your answer here?
Contact
Didn't find your answer here?
We will call you back within 15 minutes.
Before discussing financing
Save the car price and your chosen calculation. Do not send identity or financial documents through the contact form. Agree the exact information needed during further contact.
New cars: leasing and rental
Operating leasing is an option for businesses. Check the net price, initial payment, term, monthly payment and final purchase amount. Private customers see only finance options open to them.
Long-term rental has a monthly fee and a set term. Before choosing, check whether the fee includes servicing, insurance or tyres. The services depend on the specific offer; do not assume that all are included.
Check the annual mileage limit, the charge for each excess kilometre and the total of fees. A deposit is security returned under the contract terms; an advance payment is a cost under those terms. Confirm their amount, meaning and return rules before signing.
Terms before you choose
Read the leasing and rental glossary.
You have an option. Discuss the details.
Send your financing question and tell us which assumptions matter to you.